The class-action cases, based on precedent from the 11th Circuit’s Hunstein ruling, were dismissed by the judge for lack of standing.

Credit Counsel Inc has been in the debt collection business for over twenty years. In this time, it should come as no surprise that they’ve developed a system of efficiency and unparalleled professionalism – one that allows them to proudly set a shining example for the industry as a whole. Credit Counsel Inc’s founder Christopher […]

“We’re fast approaching this holiday season and people start to play a little fast and loose with their credit,” Christopher Mihoulides, founder of Credit Counsel Inc., begins. “It’s important to note that while this is indeed the season for giving, there are measures you can and should be taking to ensure you’re making the best […]

The U.S. Supreme Court on Friday announced that it would review Seila Law v. Consumer Financial Protection Bureau, a case that challenges the constitutionality of the Consumer Financial Protection Bureau’s leadership structure. In the Seila Law case, a Ninth Circuit panel unanimously ruled that the CFPB’s single director structure is constitutional, ACA International previously reported. […]

“Overall, ACA believes that the bureau’s efforts will resolve ambiguities in the FDCPA and help create uniform national standards. Nevertheless, in its comprehensive comments, ACA identifies a significant number of changes that should be made to the proposal.” –  ACA International CEO Mark Neeb After working with ACA International members and association leadership to garner […]

The Consumer Financial Protection Bureau has extended its deadline for comments on the proposed rule to modernize the Fair Debt Collection Practices Act to Sept. 18, 2019. ACA International has been working diligently to compile feedback and a comprehensive comment letter on the rule proposal through a grassroots advocacy effort. Members may now continue to […]

The Consumer Financial Protection Bureau released the long-awaited Notice of Proposed Rulemaking for the Fair Debt Collection Practices Act today. ACA International’s team is closely analyzing the proposal and will provide initial analysis soon. Please watch your email for our updates on this tremendously important proposed rule. ACA will hold a webinar in the coming […]

BREAKING NEWS Parties Settle Crunch San Diego, LLC v. Marks Expansive Definition of ATDS that Includes Devices that Merely Dial Numbers from a Stored List Remains the Law of Land in the Ninth Circuit ACA International learned late today that the parties in Crunch San Diego, LLC v. Marks have reached an agreement to settle […]

The U.S. Senate voted 50-49 Thursday to confirm Kathy Kraninger to serve a five-year term as director of the Bureau of Consumer Financial Protection (BCFP). Following the vote, ACA International CEO Mark Neeb sent a congratulatory letter to Kraninger. “ACA International looks forward to working with Director Kraninger and the new leadership at the BCFP. […]

The federal appellate court denied a health club’s request to reconsider its erroneous precedential decision that the term ATDS includes equipment that merely has the capacity to automatically dial stored numbers. The Ninth Circuit Court of Appeals denied, without comment, today a Petition for Rehearing En Banc filed by a health club and fitness center […]