Infographic explaining cease and desist letters in debt collection, featuring a creditor reviewing a consumer request to stop communication and outlining compliance requirements.

Understanding Cease and Desist Letters: What Creditors Need to Know

Posted on May 29, 2026May 29, 2026 by Chris Mihoulides

Cease and desist letters can significantly impact collection communication, but they do not eliminate the debt itself. Understanding how these requests work helps creditors remain compliant while evaluating appropriate recovery strategies and protecting their legal rights.

Cartoon-style illustration of a calendar and legal documents symbolizing the statute of limitations on debt

Statute of Limitations on Debt: When Is It Too Late to Collect?

Posted on September 30, 2025September 30, 2025 by Chris Mihoulides

The statute of limitations defines how long a creditor has to pursue legal action to collect a debt. Learn when it’s too late to sue—and what it means for creditors and consumers.